Minimum term: 61 days. Maximum term: 120 days (16 weeks). Maximum APR: 28%. Representative example (total cost including fees): Borrow $300: total repayable $484.64 (4 bi-weekly payments of $121.16 or 8 weekly payments of $60.53). All fees included: $0.95 transaction fee included in total. Consequences of non-payment: late fees, collection actions and possible negative reporting. See full Representative Example