Flexible Loan Terms
$0.95 fee not included
24/7 Customer Service
Same-Day Loan Deposit
No Credit Check Required
E-Transfer Payment Option
Interest rate: 24%
Quick online loans from $300 to $1,000
Simple online process, funds sent in minutes
Flexible repayment options that fit your budget
Getting cash is as easy as 1-2-3
Start your application by selecting the amount you are looking for. We offer loans between 250$ to 1500$ which will be sent to you within minutes.
Instant Bank Verification (IBV) allows you to borrow money without a credit check or any documents. Get approuve in minutes!
Once you are accepted for the loan, your funds will be sent to you by electronic transfer the same-day you applied.
About Express Cash
We help Canadians overcome financial challenges and move forward with smart, accessible, and responsible lending solutions.
Get My Loan
Affordable Loan Pricing - No Hidden Fees
Secure Connection via IBV
What Express cash has to offer
No need to send us a bank statement, as we integrate directly with IBV to make the loan process as easy as possible.
ExpressCash charges a maximum of 24% APR as compliance with Canadian lending laws.
With our cutting-edge application technology, there is no headache of sending us documents to get accepted.
We make sure our customers get the best payment plan suggestions based on their current financial situation.
You will be assigned a loan agent who will be there for you along the way of the loan for any inquiries you might have.
Enjoy 100% security and confidentiality. Our process allows you to obtain the loan you want in complete discretion.
All our personal loans have a minimum repayment term of 61 days and a maximum term of 120 days (16 weeks). Customers may repay their loan early, without penalty. This update reflects our internal loan policies and regulatory guidelines.
Get in touch with us today
We're here to help and answer any question you might have. We look forward to hearing from you
info@expresscash.ca
We apply a maximum Annual Percentage Rate (APR) of 24%, in compliance with applicable Canadian lending laws. This rate includes all service fees associated with your loan. A one-time transaction fee of $0.95 also applies when your loan is issued.
If the loan amount is CAD $250 and the interest rate is 24% per annum with repayment over 120 days, the loan payable is as follows:
Loan Amount: CAD $250
Interest Rate: 24% per annum
Repayment Period: 120 days
Calculation: CAD $250 * (24% / 365 * 120 days) = CAD $269.72
Monthly Repayment: $67.43 per month for 4 months
A $250 loan may include other services, at the customer's discretion. These services are entirely voluntary and are not required to obtain the loan. Choosing not to enroll will not affect the credit decision or the loan terms.
If the customer chooses to enroll, fees for optional services may apply. For example:
Monthly Payment: $97.00 per installment
Total Repayment: $388.00
These amounts include the service fees, which are separate from the loan principal and interest.
The optional services are provided by a separate entity, which determines its own fees independently. These fees are not part of, and are separate from, the interest charged on the loan.
This example is for illustrative purposes only. Your actual terms may vary based on your application, the amount borrowed, and the repayment period you choose. All fees are disclosed upfront before you accept your loan.
We will determine your minimum payment together after verifying your repayment capacity and the duration over which you wish to make your payments.
Our payments are flexible and can be repaid over a minimum period of 61 days and a maximum of 120 days (16 weeks). Payment frequency can be bi-weekly or monthly.
Minimum Loan Amount: $250
Maximum Loan Amount: $1,500
You may also make an early repayment, in full or in part, at any time without penalty.
We encourage you to borrow responsibly. While we offer an excellent way to help you in times of need, our loans are designed as short-term solutions and should not replace long-term financial planning.Use our services only when no other option is available. Taking out too many short-term loans simultaneously could lead to serious financial problems and excessive debt.
At Express Cash, we do not base our decision on your credit score. Instead, we evaluate your repayment capacity based on your income and banking history.
If a particular situation arises during your loan, we are here to help you with your payment issues. Contact us immediately if you are experiencing difficulty making your payments so we can explore available options together.
Applications are subject to our verification process to ensure the borrower has sufficient income to repay. This includes, but is not limited to:
If you do not meet these criteria, your loan application may be declined.
Failure to make payments on time can result in serious consequences:
If you are having difficulty making payments, please contact us immediately to discuss available options.
We offer you a range of benefits to reduce daily
expenses and cope with unforeseen events.